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Single Premium Immediate Annuity – Pros and Cons
Single premium immediate annuities (SPIAs) are a type of annuity contract that provide a guaranteed
September 9, 2023
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Blue Bridge Insurance Group
Providing secure retirement solutions that minimize risk and increase peace of mind.
About Blue Bridge Insurance Group
Preserving Retirement Assets and Helping Navigate a Peaceful Retirement
We understand that you have worked hard to build your retirement nest egg, and it is our responsibility to help you understand the most optimal and efficient ways to preserve, grow, and distribute your assets near or in retirement.
- Multi-Year Annuities Designed to Grow and Protect Your Assets
- Immediate and Deferred Income Annuities
- Guaranteed Lifetime Income Streams
Professional Services
With a professional background that includes years working as an attorney and in insurance and financial services, we bring a unique perspective to understanding contractual guarantees and explaining them in a simple and straightforward manner.
personalized planning designed for your unique situation
We get to know you, your situation, and your goals, and compare different options to design the best solution for your specific station in life.
A Process Designed with your needs in mind
We value your time, and understand how to get to know you and your goals in a manner that respects your time, makes you comfortable, and helps increase your peace of mind.
What Makes Us Different
How Do We Serve You?
Personalized Service
At Blue Bridge Insurance Group, we pride ourselves on being more than just Safe Money Retirement Advisors; we're your dedicated partners on the journey to financial security. Our commitment to you goes beyond the numbers; it's about understanding your unique dreams, goals, and concerns.
Experience and Expertise
With a background in law, Ryan Smith utilizes a unique skillset to help discover his client's goals and to use contractual guarantees that provide peace of mind and real solutions to problems.
Annual Review
Regardless of which type of policy you have, Ryan makes himself available for an annual review for all of his clients.
Clients We Have Helped
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Years Experience
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Insurance Secured
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Frequently Asked Questions
Annuities have a number of unique qualities that make them ideal for many retirees or pre-retirees. Annuities can provide contractual guarantees that will provide guaranteed income for the rest of your life, can provide a guaranteed rate of return or the potential for conservative but productive growth while preserving your principal, and can provide unique long term care benefits and solutions.
No! As an independent broker, we are not tied to any one particular company. Our only objective is to make sure our clients have the best possible solution for their unique situation. Our brief annual review process makes it easy to ensure that our clients solution is staying on track.
We assist clients in every stage of life. This includes safe money retirement planning, long term care planning, life insurance, medicare, and employee benefits. We work with individuals, families, business owners, and entrepreneurs to provide solutions tailor made to your specific situation.
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What Our Clients Say About Us
We're trusted by hundreds of satisfied clients.
We value our clients' satisfaction above all else. We take the time to understand your vision and goals, working closely with you to make your dreams your reality. Check out our reviews.
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Guaranteed Lifetime Income – Annuity Exclusive Feature
One of the unique features available with an annuity is the ability to attain guaranteed
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